ChatGPT can now track your money
OpenAI just rolled out personal finance tools inside ChatGPT, letting U.S. users securely connect accounts from over 12,000 financial institutions via Plaid. Powered by GPT-5.5 reasoning, the tool creates spending dashboards, stores financial memories across chats, and answers questions grounded in real account balances. Why it matters: ChatGPT is evolving from generic financial advice into an active, context-aware money manager.